How do I get pre-qualified for a mortgage?

The first step to get a prequalification for a home loan begins by finding a mortgage lender to work with. Our site will help you find a lender who is licensed to work in your area in just a few minutes. Your lender will work with you to pull your credit report and gather basic info about your finances. If you meet the basic requirements for a mortgage, you’ll receive a pre-qualification letter. This states a maximum loan amount that the lender would be willing to let you borrow.