How do you qualify?
Both you and the home you are purchasing have to be eligible. You’ll need to be an owner-occupant, and can’t use this program for an investment property. You’ll need to go through homebuyer education and make a minimum investment. You also have to qualify for a first mortgage. Your homeownership history, income, and the sales price of your dream home will all matter.
What you do for a living can help, since educators, healthcare workers, veterans, and some other groups can get separate programs or additional benefits.